Digital banking app Jupiter Money has quietly introduced a full suite of micro-insurance plans that protect you from everyday financial and digital risks.
Whether it’s UPI frauds, mobile screen damage, or unexpected job loss, Jupiter now offers affordable protection right from within its app — powered by trusted insurance partners like OneAssist, Zopper, and Assurekit.
Use the link below and enter your exclusive Jupiter Referral Code: T6ZHgr within 14 days to open your account
Here’s a complete breakdown of all Jupiter Insurance Plans you can buy in 2025.
🩺 Jupiter Health Super Top-Up
Jupiter Money has introduced a Health Super Top-Up plan in collaboration with Reliance General Insurance, offering affordable extended health coverage.
It’s designed for users who already have basic medical insurance and want extra coverage up to ₹25 lakh without paying for a full-fledged health plan again.
This plan is visible under the Insurance section of the Jupiter app and is available for self, spouse, kids, and parents.
🏥 Plan Overview
| Feature | Details |
|---|---|
| Plan Name | Health Super Top-Up |
| Insurance Partner | Reliance General Insurance |
| Distributed By | Jupiter Money |
| Coverage Options | ₹12 lakh or ₹22 lakh |
| Deductible Options | ₹2 lakh, ₹3 lakh, ₹5 lakh |
| Premium | ₹1,125/year (₹12L) or ₹1,515/year (₹22L) |
| Term | 1 Year |
| Eligibility | Self, Spouse, Kids, Parents |
| Claim Settlement Ratio | 100% (as shown on Jupiter app) |
✅ What’s Covered
1. Medical Expenses
- Covers in-patient treatment, pre- & post-hospitalization (60/90 days), and day-care procedures.
- Limit: Up to the Sum Insured, after deductible is met.
2. Domiciliary Treatment
- Coverage for treatment at home when hospitalization isn’t possible (minimum 3 days).
3. Maternity Cover
- Covers pregnancy, childbirth, and related hospitalization.
- Limit: ₹1,00,000 (available only if deductible ≥ ₹2 lakh).
4. Organ Donor Expenses
- Medical costs for organ donor during transplant surgery on the insured person.
5. AYUSH Treatment
- Covers Ayurveda, Yoga, Naturopathy, Unani, Siddha, and Homeopathy treatments.
6. Ambulance Cover
- Covers ambulance charges up to ₹3,500 per hospitalization.
7. Modern Treatment Methods
- Covers latest medical procedures up to 50% of the sum insured (subject to deductible).
🚫 What’s Not Covered
| Exclusion | Description |
|---|---|
| Initial Waiting Period | 30 days (except for accidents). |
| Pre-Existing Conditions | Excluded for 48 months from policy start date. |
| Specific Waiting Periods | Some conditions (hernia, cataract, joint replacement) covered only after 1–2 years. |
| Self-Inflicted Injuries | Includes suicide or intentional harm. |
| Substance Abuse | Illness due to alcohol, drugs, or other substances. |
| Cosmetic Treatments | Plastic surgery or weight-loss unless medically necessary. |
| Dental & Vision | Routine dental or vision treatments (except due to accidents). |
| Infertility Treatments | IVF, surrogacy, or fertility-related procedures. |
| War & Hazardous Activities | Injuries from war, terrorism, or adventure sports. |
| Unproven Treatments | Non-approved experimental medical or AYUSH therapies. |
| Non-Medical Expenses | Toiletries, masks, gloves, supplements, etc., unless prescribed. |
| OPD Consultations | Doctor visits not requiring hospitalization. |
🧾 Example Premiums
| Coverage | Deductible | Annual Premium |
|---|---|---|
| ₹12 lakh | ₹3 lakh | ₹1,125/year |
| ₹22 lakh | ₹3 lakh | ₹1,515/year |
💬 All benefits remain the same across coverage options; only the insured amount changes.
🩸 Additional Plan Benefits
- Cashless Treatment at Reliance’s large hospital network.
- Maternity Care and AYUSH coverage included.
- High-value protection for a fraction of traditional policy cost.
- Paperless purchase via Jupiter app in less than 5 minutes.
⚙️ How to Buy on Jupiter App
- Open Jupiter App → Insurance → Explore → Health Super Top-Up.
- Choose who you want to insure (Self, Spouse, Kids, Parent).
- Enter Date of Birth and select your Deductible amount.
- Choose Coverage amount (₹12L or ₹22L).
- Review details and tap Buy Plan.
All payments are handled directly through Reliance General Insurance under IRDAI guidelines.
📄 Claim Process
- Claims can be filed directly with Reliance General Insurance.
- Cashless claims can be made at network hospitals.
- For reimbursement claims, documents must be submitted within the insurer’s timelines.
🧠 Why This Plan is Useful
The Jupiter x Reliance Health Super Top-Up is ideal if you:
- Have employer-provided health insurance of ₹2–₹3L but need extra coverage.
- Want maternity, organ donor, and AYUSH benefits at a small cost.
- Prefer a cashless, IRDAI-backed plan through a trusted digital partner.
For just ₹1,125/year, it acts as a financial safety net against large hospitalization costs.
📋 Summary: Jupiter Health Super Top-Up
| Feature | Details |
|---|---|
| Plan Name | Health Super Top-Up |
| Insurer | Reliance General Insurance |
| Distributed by | Jupiter Money |
| Coverage | ₹12L – ₹22L |
| Annual Premium | ₹1,125 – ₹1,515 |
| Key Benefits | Maternity, AYUSH, Organ Donor, Modern Treatments |
| Deductibles | ₹2L / ₹3L / ₹5L |
| Who Can Enroll | Individuals & Families |
| Purchase Mode | Online via Jupiter App |
| Settlement Ratio | 100% (App Data) |
🛡 Jupiter Fraud Protect Insurance — Full Breakdown
Among all Jupiter Insurance Plans, Fraud Protect is focused on financial safety. It covers up to ₹50,000 against unauthorized UPI, debit, and credit card transactions.
💰 Plan Overview
| Feature | Details |
|---|---|
| Plan Name | Fraud Protect |
| Coverage Amount | ₹50,000 total — ₹25,000 for card fraud (credit/debit) and ₹25,000 for UPI & mobile wallet fraud |
| Tenure | 1 Year |
| Price | ₹299 / year |
| Distribution Partner | Jupiter Money (distributor) |
| Insurance Partner / Plan Provider | OneAssist Consumer Solutions Pvt. Ltd. |
| Freebie | SonyLIV Mobile subscription worth ₹699 (included benefit) |
🔍 What’s Covered
The Fraud Protect plan covers losses due to unauthorized or fraudulent financial transactions, including:
- 💳 Credit & Debit Card Fraud
- Unauthorized transactions made via telephone, fax, postal service, or online.
- Covers up to ₹25,000.
- 📱 UPI & Mobile Wallet Fraud
- Unauthorized payments via UPI or digital wallets (like Paytm, PhonePe, etc.).
- Covers up to ₹25,000.
- 💻 Counterfeit Card Transactions
- Losses caused by duplicate or counterfeit cards created without your permission.
- 🌐 Online Fraud Payments
- Includes phishing, spoofing, or other online scams.
- ✈️ Emergency Travel Assistance
- Instant cash benefit up to ₹40,000 for hotel and flight bookings (within India or abroad) if you face a fraud-related emergency while traveling.
❌ What’s Not Covered
The policy excludes the following:
- Intentional misuse — If unauthorized transactions are done by someone you know (like a family member, colleague, or employee).
- Bank transfers — NEFT, IMPS, and net banking transactions are not covered.
- Past or future transactions — Fraudulent payments made before the policy started or after it expired.
- Accidental sharing — Transactions resulting from sharing your PIN, password, or OTP with strangers.
- Refunded transactions — Any frauds already reversed or compensated by your bank or card issuer.
🧾 Additional Benefits
- Block all your credit/debit cards with one call in case of theft or fraud.
- Free PAN card and driver’s license replacement.
- Coverage extends to all payment methods (card, UPI, wallet).
- Offers additional benefits worth ₹1,000+ including OTT subscription.
☎️ How to Claim
- For card, mobile wallet, and UPI fraud — call the 24×7 toll-free helpline: 1800-123-3330 (OneAssist helpline).
- For OTT coupon (SonyLIV), log in to the OneAssist app to redeem.
- Claim support and verification are fully handled by OneAssist (not Jupiter). Jupiter’s role: “Jupiter is distributing OneAssist plans under a marketing arrangement and is not involved with fulfilment of services.”
🧩 Summary Table
| Category | Details |
|---|---|
| Plan Name | Fraud Protect |
| Provider | OneAssist (distributed by Jupiter) |
| Tenure | 1 Year |
| Premium | ₹299/year |
| Coverage | ₹50,000 (₹25,000 card + ₹25,000 UPI/wallet) |
| Freebie | SonyLIV Mobile subscription worth ₹699 |
| Claim Helpline | 1800-123-3330 |
| Emergency Benefit | Travel assistance up to ₹40,000 |
| Exclusions | NEFT/IMPS, intentional misuse, refunded payments, etc. |
🔐 In Simple Words
Jupiter’s Fraud Protect plan acts as a digital fraud insurance cover that helps protect your money against unauthorized transactions via credit cards, debit cards, UPI, and wallets.
It’s powered by OneAssist, with Jupiter functioning purely as the distribution partner.
For ₹299/year, users get ₹50,000 protection coverage + a SonyLIV subscription — making it an affordable safeguard for frequent digital payment users.
📱 Jupiter Screen Protect — Mobile Screen Insurance Plan
Screen Protect under Jupiter Insurance Plans provides coverage for accidental phone screen damage. You get ₹3,000 protection at just ₹29 for 30 days, along with free pick-up and drop.
💰 Plan Overview
| Feature | Details |
|---|---|
| Plan Name | Screen Protect |
| Coverage Amount | ₹3,000 |
| Price | ₹29 |
| Tenure | 30 Days |
| Distribution Partner | Jupiter Money |
| Insurance Partner / Plan Provider | Zopper |
| Coverage Type | Mobile screen replacement insurance (accidental damage) |
🛡 What’s Covered
- Screen damage from the phone being dropped.
- Screen unresponsiveness due to digitizer issues.
- Dark or black screen issues caused by backlight problems.
✅ Additional Benefits
- Covers all smartphone brands (Android & iPhone).
- Free pickup and drop for repair service.
- No hidden charges — transparent repair process.
💡 According to the screen note:
Without smartphone insurance, screen replacement could cost up to ₹15,000.
1 in 4 smartphone owners damage their screens within 6 months of purchase.
🚫 What’s Not Covered
- Devices already damaged before purchasing the plan.
- Damage to phone buttons, body, camera, internal parts, mic, or speakers.
- Damage due to natural wear and tear.
- Damage caused by insects, mildew, or vermin.
- Intentional or willful damage.
- Screen malfunction due to water damage.
🧾 How to Claim
- Contact Zopper helpline at 📞 +91 85100 21818 or email assure@zopper.com.
- Verify claim by sending photos of the damage and confirming your mobile number.
- Zopper will pick up the device, repair it, and deliver it back after fixing.
- If spare parts are needed, Zopper’s team will contact you with further details.
⚠️ Important note from Jupiter:
“Jupiter is distributing Zopper Plans under a marketing arrangement and is not involved with fulfilment of services.”
This means the claim and repair process are entirely handled by Zopper.
📱 Device Eligibility
- All Android smartphones and iPhones are eligible.
- The device must be up to 3 years old from the date of purchase.
🧩 Quick Summary Table
| Category | Details |
|---|---|
| Plan Name | Screen Protect |
| Provider | Zopper (distributed via Jupiter) |
| Tenure | 30 Days |
| Premium | ₹29 |
| Coverage | ₹3,000 for accidental screen damage |
| Eligibility | Android & iPhone (≤ 3 years old) |
| Claim Helpline | +91 85100 21818 / assure@zopper.com |
| Extra Perks | Free pickup & drop, no hidden costs |
| Exclusions | Pre-existing damage, water damage, natural wear, internal parts |
🧠 In Simple Words
Jupiter’s Screen Protect plan is a short-term, low-cost mobile insurance policy that covers accidental screen damage for your smartphone.
For just ₹29, users get ₹3,000 worth of protection, valid for 30 days — with doorstep pickup, repair, and delivery handled by Zopper, a leading Indian insurance tech partner.
It’s an ideal micro-insurance for users who want quick coverage without paperwork, especially for phones out of the standard warranty period.
💸 Jupiter UPI Protect — Digital Payment Fraud Cover
💰 Plan Overview
| Feature | Details |
|---|---|
| Plan Name | UPI Protect |
| Coverage Amount | ₹5,000 |
| Tenure | 30 Days |
| Price | ₹50 |
| Distribution Partner | Jupiter Money |
| Insurance Partner / Plan Provider | OneAssist Consumer Solutions Pvt. Ltd. |
| Coverage Type | Protection against fraud on UPI & mobile wallets |
🛡 What’s Covered
- Unauthorized use of money from mobile wallets or UPI due to loss or theft of the insured’s phone.
- Losses caused by computer fraud or phishing attacks, including fraudulent UPI requests.
- Covers wallet frauds (e.g., Paytm, PhonePe, GPay, Amazon Pay).
💡 Jupiter’s app highlights:
“UPI fraud has increased by 85% in the last year.”
Over 30,000 people have been scammed for ₹2,000 crore in the last year — indicating growing need for such protection.
⚠️ What’s Not Covered
- Intentional misuse — unauthorized transactions made by someone you personally know (family, employee, friend, etc.).
- Past or future payments — any fraudulent payments made before plan activation or after expiry.
- Accidental sharing — if you shared your PIN, password, or OTP with others.
- Refunded transactions — if the bank or wallet provider has already reversed or compensated the loss.
☎️ How to Claim
- Call the 24×7 OneAssist toll-free helpline: 1800-123-3330.
- Request a claim and follow OneAssist’s verification process.
- Jupiter clarifies: “Jupiter is distributing OneAssist plans under a marketing arrangement and is not involved with fulfilment of services.”
— meaning all claim handling, verification, and reimbursements are managed directly by OneAssist.
🧾 Quick Summary Table
| Category | Details |
|---|---|
| Plan Name | UPI Protect |
| Provider | OneAssist (distributed via Jupiter) |
| Tenure | 30 Days |
| Premium | ₹50 |
| Coverage | ₹5,000 against UPI & wallet fraud |
| Eligibility | All Jupiter app users |
| Claim Helpline | 1800-123-3330 |
| Covers | Phishing, computer fraud, phone theft, unauthorized use |
| Exclusions | Intentional misuse, accidental sharing, refunded payments |
💡 Extra Features
- One-call card blocking support.
- Wallet & UPI fraud coverage in one plan.
- Instant digital activation via Jupiter app.
🧠 In Simple Words
Jupiter’s UPI Protect is a short-term (30-day) micro-insurance plan that safeguards you from small-scale digital transaction frauds — especially unauthorized UPI or wallet payments caused by phishing, hacking, or phone theft.
For ₹50/month, it provides ₹5,000 protection, powered by OneAssist — one of India’s top digital fraud protection partners. Jupiter acts purely as the distributor for this plan.
💼 Jupiter Income Protect — Job Loss & Health Emergency Insurance
Income Protect from Jupiter Insurance Plans covers job loss, medical emergencies, and cyber fraud losses up to ₹20,000. It even includes doctor-on-call and teleconsultations.
💰 Plan Overview
| Feature | Details |
|---|---|
| Plan Name | Income Protect |
| Coverage Amount | ₹20,000 |
| Price | ₹499 |
| Tenure | 365 Days (1 Year) |
| Distribution Partner | Jupiter Money |
| Insurance Partner / Plan Provider | Assurekit |
| Coverage Type | Income protection during job loss, illness, or cyber threats |
🛡 What’s Covered
- Job Loss Protection
- Covers involuntary job loss due to company restructuring, layoffs, downsizing, or business shutdowns.
- Offers financial assistance during the unemployment period.
- Hospitalization Benefits
- Provides cash allowance for hospitalization.
- Includes free teleconsultations with doctors and discounts on medicines & wellness products.
- Hospitalization cover up to ₹20,000.
- Cyber Fraud Coverage
- Protects against money lost due to cyber fraud or dark web threats.
🩺 In summary: It’s an all-in-one digital safety & well-being plan — combining job security, health, and cyber safety.
⚠️ What’s Not Covered
- Job loss caused by war, disasters, or pandemics.
- Job loss due to non-performance (poor job performance).
- Job loss due to breach of company laws or involvement in financial crimes.
☎️ How to Claim
- Contact Assurekit’s helpline via email or WhatsApp:
- 📧 support@assurekit.com
- 💬 WhatsApp: +91 90045 75499
- Submit required claim documents requested by Assurekit’s partners.
- The Assurekit team contacts you within 48 hours for verification.
- A waiting period of up to 30 days applies for new yearly plans. (Details available in the Terms & Conditions.)
⚠️ Note:
“Jupiter is distributing Assurekit Plans under a marketing arrangement and is not involved with fulfilment of services.”
Meaning — Jupiter facilitates the sale; Assurekit handles all claim processing.
🧩 Quick Summary Table
| Category | Details |
|---|---|
| Plan Name | Income Protect |
| Provider | Assurekit (distributed by Jupiter) |
| Tenure | 1 Year |
| Premium | ₹499 |
| Coverage | ₹20,000 (job loss, hospitalization, cyber fraud) |
| Includes | Doctor on call, health discounts, dark web protection |
| Claim Contact | support@assurekit.com / +91 90045 75499 |
| Response Time | Within 48 hours |
| Waiting Period | 30 days (on new yearly plans) |
| Exclusions | War/pandemic job loss, non-performance, legal breach |
💡 Key Highlights
- Provides real financial aid in emergencies like job loss or hospitalization.
- Covers medical expenses, cyber losses, and mental well-being support via teleconsultation.
- Affordable annual plan that combines 3 protections in one.
- Ideal for working professionals in private or startup jobs prone to restructuring or layoffs.
🧠 In Simple Words
Jupiter’s Income Protect is a 3-in-1 safety plan powered by Assurekit, designed for modern professionals.
It helps you stay financially secure during job loss, hospital stays, or cyber fraud incidents — all for ₹499/year with a coverage of ₹20,000.
It’s not a typical insurance; it’s a well-being protection bundle — combining income security, health care, and cyber protection.
📊 Jupiter Insurance Plans Comparison
| Plan | Partner | Duration | Price | Coverage | Key Protection |
|---|---|---|---|---|---|
| Fraud Protect | OneAssist | 1 Year | ₹299 | ₹50,000 | Credit/Debit Card, UPI & Wallet Fraud |
| Screen Protect | Zopper | 30 Days | ₹29 | ₹3,000 | Accidental Mobile Screen Damage |
| UPI Protect | OneAssist | 30 Days | ₹50 | ₹5,000 | Unauthorized UPI & Wallet Transactions |
| Income Protect | Assurekit | 1 Year | ₹499 | ₹20,000 | Job Loss, Hospitalization & Cyber Fraud |
| Health Super Top-Up | Reliance General Insurance | 1 Year | ₹1,125 – ₹1,515 | ₹12L – ₹22L | Extended Health Cover, Maternity, AYUSH, Organ Donor & Ambulance Benefits |
🧠 Final Summary
Jupiter has successfully expanded its digital ecosystem to include affordable micro-insurance plans that cover most modern-day financial risks.
From digital frauds to mobile damage and even income protection, each plan offers a specific safety layer for users — with low premiums, instant activation, and verified partners.
These plans make Jupiter Money not just a neo-bank, but a personal protection platform for India’s digital generation.
❓ Frequently Asked Questions (FAQ)
1. Does Jupiter provide insurance?
Yes. Jupiter offers multiple micro-insurance plans via its app — Fraud Protect, Screen Protect, UPI Protect, and Income Protect — in partnership with licensed insurance providers.
2. Who are Jupiter’s insurance partners?
Jupiter distributes insurance plans from OneAssist, Zopper, and Assurekit. Jupiter itself does not underwrite policies; it acts as a distributor.
3. Is Jupiter Insurance IRDAI-approved?
The insurance partners (OneAssist, Zopper, Assurekit) are IRDAI-registered entities. Jupiter facilitates plan distribution under RBI and IRDAI regulations.
4. How can I claim my Jupiter insurance plan?
Each plan includes a claim helpline:
- OneAssist: 📞 1800-123-3330
- Zopper: 📧 assure@zopper.com | 📞 +91 85100 21818
- Assurekit: 📧 support@assurekit.com | 💬 +91 90045 75499
5. Are these plans worth it?
Yes, for small premiums (₹29–₹499), Jupiter’s plans provide practical protection for digital payments, mobile damage, and income loss — ideal for anyone using online banking regularly.
6. What is the Jupiter Health Super Top-Up?
It’s a top-up health insurance plan provided by Reliance General Insurance through the Jupiter Money app, designed to add extra coverage to your existing medical insurance.
7. Is it a full health insurance plan?
No — it’s a super top-up plan, meaning it activates only after your existing policy limit (deductible) is crossed.
8. What is the waiting period for coverage?
There’s a 30-day initial waiting period and 48 months for pre-existing diseases.
9. Can I cover my parents or spouse?
Yes, the plan allows adding spouse, kids, and parents under one policy.
10. Who handles claims?
Claims are managed directly by Reliance General Insurance. Jupiter only acts as a distribution partner.
11. Is it IRDAI approved?
Yes. Reliance General Insurance is an IRDAI-registered insurer, and Jupiter distributes plans under its marketing arrangement.