If you are planning to start investing or trading in India, the Upstox app is one of the platforms you’ll come across first.
In this Upstox App Review, we will analyze everything you need to know—safety, brokerage charges, app features, pros and cons, and whether Upstox is the right choice for beginners or active traders.
Upstox is used by 1 crore+ Indian investors, and it is backed by Ratan Tata, which already creates strong credibility. But is it really worth using in 2025?
Let’s find out.
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🔍 Upstox App Kya Hai? (What is Upstox App?)
To start the Upstox App Review, let’s understand what Upstox is.
Upstox is a SEBI-registered stockbroking platform that allows you to:
- Buy stocks
- Invest in IPOs
- Trade F&O (Futures & Options)
- Invest in mutual funds
- Buy digital gold
- Trade commodities & currencies
Upstox is known for its:
✔ Fast order execution
✔ Simple user interface
✔ Low brokerage
✔ Free mutual funds
✔ Powerful charts (TradingView + ChartIQ)
🛡 Is Upstox Safe or Not? (Upstox App is Safe or Not)
Yes, Upstox is completely safe.
✔ Why Upstox is Safe:
- Registered with SEBI
- Member of BSE, NSE, MCX
- Backed by Ratan Tata & Tiger Global
- Funds stored in separate client accounts
- 2FA login security + biometric login
✔ Data Protection
Upstox uses bank-grade encryption to protect your data.
➡️ Verdict: Upstox is 100% safe & legit — NOT fake.
📥 Upstox App Download (Android & iOS)
You can download Upstox from:
🔗 Android: Google Play Store
🔗 iOS: Apple App Store
Upstox offers a smooth sign-up process:
- PAN card
- Aadhaar + mobile OTP
- Bank account
- Selfie verification
Account opening is usually completed in 10 minutes.
💸 Upstox Brokerage Charges (2025)
A major part of any Upstox App Review is brokerage breakdown.
✔ Equity Delivery (Stocks Investing):
₹0 (Absolutely Free)
✔ Equity Intraday:
₹20 per order or 0.05% (whichever is lower)
✔ Futures Trading:
₹20 per order
✔ Options Trading:
₹20 per order
✔ Mutual Funds:
Zero brokerage
➡️ Verdict: Upstox offers one of the lowest brokerage structures in India.
💻 Upstox App for PC (Desktop/Web)
Upstox does not have a separate EXE desktop app, but it has a powerful Web Platform:
- TradingView charts
- Depth data
- Multiple watchlists
- Advanced indicators
- Keyboard shortcuts
- Pro tools for F&O
If you’re a trader, Upstox Pro Web is fast and highly reliable.
📊 Upstox App Features – Detailed Review
✔ 1. TradingView + ChartIQ Charts
Best charting experience among discount brokers.
✔ 2. IPO & Pre-Apply
Apply for IPOs earlier than most apps.
✔ 3. Mutual Funds (Direct)
Free, zero-commission direct mutual funds.
✔ 4. Options Chain & Strategy Builder
Great for beginners & option traders.
✔ 5. Smart Lists
A pre-curated list of stocks like:
- Most traded
- Top gainers
- High volume
- F&O active
✔ 6. 24×7 Customer Support
Available through chat & email.
💳 Upstox Account Charges (Annual Charges)
✔ Demat AMC:
₹150 per year
✔ Account Opening Fee:
Often ₹0 during offers
🔄 Upstox App Update (2025)
The latest updates include:
✔ Faster chart loading
✔ Improved option chain UI
✔ Dark mode updates
✔ Simplified IPO dashboard
✔ Smart portfolio analytics
Overall, the app is now smoother and more stable.
🟣 Upstox App Real or Fake? (Honest Answer)
Upstox is:
✔ SEBI registered
✔ Used by millions
✔ Featured on national media
✔ Trusted by large investors
✔ Backed by global funds
➡️ 100% Real. NOT fake.
🎁 Upstox Refer & Earn: Get Vouchers Up to ₹500 per Month
As shown in your screenshot, Upstox offers:
- Up to ₹500 vouchers monthly
- Reward when your friend opens Demat & completes onboarding
Referral Dashboard Link:
👉 Click here
You can share it on WhatsApp, Telegram, YouTube & earn.
👍 Upstox Pros and Cons
✔ Pros
- Free account opening (during offer)
- ₹0 brokerage on delivery
- Excellent charting tools
- Very smooth UI
- Fast order execution
- Good for beginners & traders both
❌ Cons
- AMC charges apply
- No separate desktop app
- Currency trading only via NSE
📌 Upstox vs Groww – Quick Comparison
| Feature | Upstox | Groww |
|---|---|---|
| Brokerage | Low | Low |
| Charts | Better | Limited |
| IPO | Yes | Yes |
| F&O | Yes | Yes |
| Direct MF | Yes | Yes |
| UI | Pro-level | Beginner friendly |
➡️ Upstox is better for trading
➡️ Groww is better for simple investing
✅ Upstox vs Zerodha vs Groww — Comparison Table (Updated)
Here is a clean SEO-optimized comparison chart:
| Feature / Broker | Upstox | Zerodha | Groww |
|---|---|---|---|
| Account Opening | Free | ₹200 | Free |
| Brokerage (Equity Delivery) | ₹0 | ₹0 | ₹0 |
| Brokerage (Intraday) | ₹20 or 0.05% | ₹20 or 0.03% | ₹20 |
| F&O Charges | ₹20/order | ₹20/order | ₹20/order |
| User Interface | Fast & Modern | Professional & Detailed | Simplest UI |
| Best For | Traders + Beginners | Active Traders | Beginners + Investors |
| Account AMC | ₹150/year | ₹300/year | Zero |
| Charts & Tools | TradingView + ChartsIQ | ChartIQ | Basic charts |
| Mutual Funds | Yes | Coin App | Excellent |
| Safety | SEBI + CDSL Registered | SEBI + CDSL Registered | SEBI + CDSL Registered |
| USP | Low brokerage + Smart UI | Most reliable broker | Extremely easy for beginners |
🧾 FAQs – Upstox App Review
1. Is Upstox Safe?
Yes, it’s SEBI registered & backed by Ratan Tata.
2. Upstox App Real or Fake?
100% real and fully regulated.
3. What is Upstox Brokerage?
₹20 per trade for intraday & F&O; ₹0 on delivery.
4. Is Upstox Good for Beginners?
Yes, very simple and easy to use.
5. Can I Trade on Upstox on PC?
Yes, via Upstox Pro Web.
🟢 Final Verdict – Should You Use Upstox?
If you want a reliable, fast, and safe trading platform, Upstox is one of the best choices in India.
With low brokerage, great charts, and a smooth experience, it’s ideal for:
✔ Beginners
✔ Long-term investors
✔ F&O traders
✔ Chart-based intraday traders
➡️ Highly recommended in 2025.